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At Bromwich & Smith, we are proud to be playing an active role in helping Albertans eliminate their debt and start believing in their futures again. Here's a few stories that some of the people we have helped have chosen to share:

When we lost our business we were in a huge financial mess. I cancelled my voice mail because it would be filled with new messages everyday from bill collectors. We were scared to check the mail. Bromwich & Smith professionally showed us our options and helped us through this mess. My only regret is letting it drag on as long as we did. If your situation is anything like ours call and make an appointment. You have nothing to lose and so much peace of mind to gain

Steve T

Amazing relief. but more importantly Sandy and Amanda were completely professional through my toughest of times. From the first call out for help Amanda was very professional and to the end Sandy you are truly a wonderful person, I made the perfect choice to call Bromwich & Smith.


7 years ago I went through a bad divorce and subsequently had some big financial problems as well as having some bad personal issues as a result of a divorce and custody of my children etc. I felt like I was backed into a corner and drowning in my problems (financial & personal). Once I had made the hard decision to contact Sandy Lyons at Bromwich & Smith, I felt like there was hope from all of the walls coming in on me. Sandy was very professional and helped explain in simple terms how the process would work. I would highly recommend using his services. It isn't an easy thing to go through but after speaking with Sandy he helped a lot to put my mind at ease and have someone who is a professional take over the helm and just listen to his suggestions & advice. Once there was darkness and now there is light.
Thanks again for all of your help!!!

Rob T

I went to Bromwich & Smith Inc for the first time today. It was in the North End of the city and is very easy to get to by car,bus or the Train. I met with Peter and I found him to be honest and upfront and very professional. He was very knowledgeable and informative, I left there feeling knowledgeable myself,and very confident about my future. If you considering this option, I would definitely contact Peter to help with you decision.

Tammy T

If you're having money problems, go talk to these guys even if it's just to get advice. I was considering bankruptcy when I booked an opointment, found out I had other options to consider before bankruptcy. First day I talked to them I was able to sleep at night again instead of laying in bed thinking about what I was going to do or what was going to happen to me if I let my truck get repossessed. They don't look down on you, they don't judge you for your mistakes, they're there to help you.

Fish G

Bromwich & Smith…You are the Best!!! I'd like to thank you all especially to PETER for helping me deal with my financial situation. I truly appreciate your excellent service and genuine concern. Your expertise and willingness to help are indeed amazing. You absolutely put my mind at ease. I would highly recommend Bromwich & Smith especially Peter to anyone who needed help.


My experience with Bromwich & Smith put all my worries at ease. They give YOU the tools you need to make steps in bettering your financial situation not only for the set term of an agreed 'Bankruptcy, or a 'Consumer Proposal', but beyond. They truly do act and abide by their core values, some of which include Integrity and Trust, and I was extremely satisfied by how comfortable they made me feel. Comfortable in the means of a changed mindset that is, and responsibility and knowing that there is a light at the end of the tunnel. They push you to turn that light into a beacon that can shine into your future and continuously move forward in the right direction. Debt can be a very nasty thing to have and sucks, but Id recommend anyone to this company. Seriously let your stress go and give these guys a call, you definitely wont regret it because I know I don't!

Bryce H

I'm feeling really really grateful with this great and professional team. I had many months of not being able to sleep. As a new person living in this country I made many financial mistakes. When I realized where I was steping on. It was to late! A tide was on my neck. I didn't have any absolute idea about consumer proposal and when someone mentioned this option to me I hesitate many time before to choose any firm to help me out with this big deal. I really was afraid to face someone and explain to them what brings me into this situation. Finally I felt in the right hands and for my surprises they were all the time only concern how to take me out of this issues. I never imagined to find this warm understanding and help. They solve not only my future, they saved me money and time.
So if and advice helps you! Don't think to long in solve your debts. It's good to have this kind of help with very kind and professional people who immediately will be worry about you. Best luck !


first was recommended to visit Bromwich & Smith by a friend. When I first got to their office, the embarassment I felt was palpable; I was literally on the verge of tears. However, that soon changed. My trustee made me feel human again, that although I had made some mistakes, seeing them was a step in the right direction. I no longer felt alone. They helped me realize their is a light at the end of the tunnel. If your overwhelmed by debt and don't know where to turn, go no where further. They will be your guiding light, as they were for me!

Happy C

When we finally decided to get help with our debt issues, we not only received help, but we received wisdom. We are on the way to figuring out how to live within our means and not only found help, we found friendship. its nice to go somewhere and not feel pressured, to feel accepted and to know we were not alone in dealing with the situation we found ourselves in. I would highly recommend if you are struggling to make ends meat and need guidance to check out Bromwich & Smith, Inc. the guys are knowledgeable and straight up. there's no crap, it is what it is and they give you the options for you to make a educated plan on how to get out of debt and live debt free afterwards.

Desiree J

When my wife and I were drowning in debt and we thought that we will never make it in this life, and we thought that going into Bankruptcy is unpreventable and we will lose everything, we took the decision to ask for help as our final move, and here is Bromwich & Smith, they were so nice to us and understanding our situation, giving us better options to gain our lives back and helping us on every step along the way. These guys are awesome and they have all the tools in hand which can help anyone to gain their life back and get out of debt no matter how complicated it may seem. If you have financial problems Bromwich & Smith should be your first step to gain your life back.

Amr F

Just when I thought there was nothing left I could do, I simply called Bromwich & Smith for my free over the phone consultation. By the end of the phone call, I was already feeling better about where my life could go. Within the week I was in front of my trustee. Shawn made my experience pain free and uplifting. I'm not going to lie, I left my appointment a little nervous, but more excited about my future. Now today my proposal was accepted by the courts with no meetings called, or refusal from any of my creditors. Today starts the day to the rest of my life. I feel like I can finally breathe again. This process has been the easiest, best thing I have done for myself and for the future of my Family. Thank You Shawn! I am happy to be living a DEBT FREE LIFE

Shannon J

When my husband and I first contacted Bromwich & Smith they were very pleasant and quite easy to talk to. They were also incredibly patient with my endless, and occasionally repetitive, questions and we never once felt like we were just another bad debt to deal with, as we had with other companies we contacted.

A heartfelt Thank-you! to everyone who was involved with our account; you all made this period of our life easier and we were able to navigate our options without stress or confusion

Kalee G

Doug helped us through deciding what to do about our debt and made it understandable and less scary. Sandy was super knowledgeable and accommodating, he drove all the way to us for our signing.

Alana H

They do really good work and try very hard for their clients.

Jerred P

Thank you for all the help you have given. Now I can move forward without a dark cloud always behind me.

Cheryl P

From the first telephone conversation with Shawn, I felt a sense of relief. Sean helped me to release this incredible anxiety and pressure that was crushing me. I was finally able to talk about it and share my experience with my closest friend, my sister, whom I share everything with...except my financial situation that had gotten out of control. Thank you to Nadia, for leaning me in the right direction. Thank you to Amanda who treated me with kindness and respect. Thank you Shawn. Excellent

Brenda H

I have been falling farther and farther behind on my tax debt for several years. I had basically given up because I didn't have a clue what to do.I thought I was going to go to jail and have what little I had taken from me. Calling Bromwich & Smith was a last ditch effort to get answers.I am so glad I called.They assured me my life wasn't over and that I would get a new start. Things are about to change and I am so relieved.I am tired of my last thought at night and my first thought when I wake up,if I sleep at all,being about money and how much trouble I was in. Seriously,if you think it is completely hopeless give them a call.It will change your life.

Andrew R

I agonized over whether a Consumer Proposal or Bankruptcy would be the best route for me. Bromwich & Smith suggested the most workable solution for my situation and I know I am getting the very best counsel.

Dawn W

For those who are having hard times dealing with their debts,and getting stressed of constant call from collections,pay day loan companies..worry no more because Bromwich & Smith will be able to help you get back on track. They will help you and explain to you all the information in regards with your finances and debts.I would like to thank Mr. Shawn Stack and Sim Brar for helping me out I really appreciate all the help. Keep helping other people that are having hard times dealing with their debts.God bless to all of you at Bromwich & Smith.


After many years struggling with my financial situation I finally had the courage to look for help and found Bromwich & Smith. They helped me to get my financial life back in order. Thank you

Eddy G

Just a quick thank you to Garett, Karen and everyone in the office. My wife and I were struggling with our debt and after meeting with them we were able to do a consumer proposal that worked well for us as well as our creditors. I would 100% recommend Bromwich & Smith to anyone who wants and needs help with debt. The office was welcoming and we did not feel judged at all, so Thank you again

Jon B

It was a difficult decision to finally ask for help regarding our financial situation. During our first appointment we were treated with respect and made to feel comfortable while discussing our situation.

We left our first appointment feeling very hopeful about our future. We didn’t have to declare bankruptcy as Bromwich & Smith created a proposal to our creditors that was acceptable to all. We have been shown how to work from a budget, how to save no matter how small an amount and we now are on our way to a better future.

We can’t thank the people who worked with us enough. They are kind, considerate and very knowledgeable. We highly recommend Bromwich & Smith to help anyone through a difficult time.


After feeling lost and completely stressed, it was a great relief to find someone who was completely non-judgemental. Having someone explain all my options to me and helping with the pros and cons of every decision helped to make my choice easier.

From the initial meeting with Brian, to the counselling sessions with Shawn and Peter, I was made to feel completely at ease. Suggestions were made that will help me advance into the future with a greater sense of control over my decisions. Thank you so much for everything you have directed me to!


Met with Andrew who is amazing. He explained everything from what the Firms duties are and what our duties are and what to expect. Andrew made us feel comfortable and confident that we will have our finances worked out and not be in this position again.

The people @ Bromwich & Smith are pleasant, personable, polite, considerate, understanding extremely knowledgable and caring, Thank You Andrew & Bromwich & Smith.


My only regret is that I didn't come sooner. Using a middle man costs more money for their fee as well as interest was accruing. Once I arrived I was treated with respect in an already stressful time.

I encourage you to come straight down to the trustee. There are more options than just bankruptcy.


Bromwich and Smith has really helped make my life and financial state less stressful.Thanks to their financial background and expertise I have learned about situations I can get out of.

Also the financial plan allows me to breathe without creditors continuously calling me.

I recommend any one who doesnt know where to turn when they have too many creditors harrassing them to give them a try.


After struggling for many years with my financial situation decided to take charge of it, I went online and found Bromwich & Smith inc, I decide to take the first step and called and it was the best decision I made. They helped me to the understand that everything was going to ok,

I'm really looking forward to a fresh start.”


I was considering bankruptcy, my brother told me to look into a consumer proposal. I was referred to this company and its amazing. They are super helpful and I will be debt free soon!! You should speak with a trustee and get information if you are having debt problems! Thanks Shawn and Peter!!”


This service was excellent. We did not know what to do when I got cancer and could no longer work.

This company walked us through a proposal and answered all of our questions with compassion and expertise. The staff was professional and put you at ease during a very difficult time. We can't thank them enough.


Speak to a trustee before you take any action. The people at Bromwich and Smith were very knowledgeable and took their time to address my needs. I signed a consumer proposal which was accepted by my creditors and I'm working towards becoming debt free. Comfortable and easy experience, I have already recommended it to a friend who is in a similar situation. Five Stars.


All of the people at Bromwich and Smith has been Great. Shawn was very knowledgable and more importantly non-judgemental. He made me feel comfortable while talking about a very difficult subject. I liked the way he just 'told it like it is', no sugar coating!!! I would 100% refer people to this firm. OUTSTANDING!


When my husband and I first contacted Bromwich & Smith they were very pleasant and quite easy to talk to. They were also incredibly patient with my endless, and occasionally repetitive, questions and we never once felt like we were just another bad debt to deal with, as we had with other companies we contacted.

A heartfelt Thank-you! to everyone who was involved with our account; you all made this period of our life easier and we were able to navigate our options without stress or confusion.


The staff were friendly and very informative. They offered great advice and future tips as well. I would recommend to someone else if they were looking for someone to talk to. Great help


After I my initial talk with the staff of Bromwich & Smith met Shawn, most understanding and passionate man who is there to help when we are in need. For me was hardest thing to make decision, many sleepless nights and days. Sometimes in life we have to look forward and not despair and suffer anymore because of circumstances that lead us in difficulties. I wish every one to have courage and come forward, when needed help.I did it and glad now that I can breathe and leave all my worries. Thank You


I thought that the only way I could get out of this mountain of debt that I had was to go bankrupt. After talking to Shawn at Bromwich & Smith, he explained to me that there were other options available to me that I knew nothing about. He told me about this program called a Consumer Proposal which was a way of dealing with my debt problem without going bankrupt! I just make one payment a month now with no interest, this I can handle! These people at Bromwich & Smith are TERRIFIC!


A necessary service for trying times. Very professional and informative. I would recommend them for any credit challenges. I was very unimpressed by the collections tactics used by creditors that are quick to lend and even quicker to railroad your life when the wheels fall off. High interest rates by lenders more then cover bad debt but it also appears to cover un professional collections efforts. Bromwich and Smith cut to the chase and aligned all creditors. Highly recommended.


They where very kind and understanding and walked me through the process. I can never thank them enough for how they helped me get my life financially back to not being contacted by creditors all the time. they where amazing and I would recomend them highly.


So distraught, I wasn't even able to make the appt myself. I was met with an understanding smile and respect. Lucky enough to meet with Sean directly I was immediately put at ease, my fears subsided and my self esteem restored. I was given such clear options with both of our positions defined. No hidden fees no hidden costs that some may accuse! I feel my life is on track now and I did not fail, I am restructuring my financial aspects. I implore anyone before they lose sleep worry themselves without need go see Sean and his team let the experts put you at ease there is no commitment in talking to them. I cannot promote or thank them enough I can sleep at night again and feel no anxiety, I should have done this sooner. Once again thank you for all that you do Bromwich and Smith.


My husband and I found ourselves in a terrible financial bind after a couple of years of unforeseen medical and financial problems, that left us wondering as seniors if we were going to lose our home and farm. The financial burden we had was unbearable. Our excellent credit rating went to "not so great" credit rating in a matter of a year. We found our way to Bromwich & Smith. Our initial meeting with Shawn and Peter left us with many questions answered. They explained the pros and cons very well and were explicit in answering the many questions we had. Talking about debt problems is not an easy thing to talk about but with Shawn and Peter, it was easy. We were so scared of the thought of going into bankruptcy and thought we had no option. Well there was and our proposal was accepted. Now we can breathe a sigh of relief and enjoy life instead of getting up each day wondering if this would be the last day you slept in our house.
Do we recommend these folks? We certainly do.

Kat B

Bromwich & Smith Inc BBB Business Review